Mortgages & finance
Mortgages
9 articles in this topic.
Comparing Mortgage Options
Choosing the right mortgage involves more than comparing interest rates.
Deposit Requirements
A deposit is the upfront contribution you make towards the purchase of a property before your mortgage finances the remaining balance.
Mortgage Application Process
Once you've selected a lender, you'll complete a formal mortgage application.
Mortgage Basics
A mortgage is a loan used to finance the purchase of property. The lender provides funds and the property typically serves as security until the loan is repaid.
Mortgage Calculator Guide
A mortgage calculator estimates your potential monthly repayments based on the property price, deposit, interest rate and loan term.
Mortgage Eligibility
Mortgage FAQs
The amount depends on your income, existing financial commitments and the lender's assessment criteria.
Mortgage Pre-Approval
Mortgage pre-approval gives you an indication of how much you may be able to borrow before committing to a property.
Understanding Interest Rates
Interest is the cost of borrowing money. The rate applied to your mortgage affects your monthly repayments and the total amount repaid over the life of the loan.