For Insurance Providers

Reach Property Buyers
at the Right Moment

Okava helps insurance providers connect with verified property buyers, homeowners and mortgage applicants through a trusted digital property ecosystem built for Africa and the diaspora market.

Insurance Is A Critical Part of Property Ownership

Property buyers need more than just homes. Yet most insurance products remain disconnected from the actual property transaction journey.

Okava changes that. We connect insurance providers directly into the property buying ecosystem — enabling insurers to engage buyers at the exact moment insurance becomes relevant.

They also need:

  • Home insurance
  • Construction insurance
  • Mortgage protection
  • Property cover
  • Asset protection
  • Risk management solutions

Why Insurance Companies Partner With Okava

Qualified buyers, earlier engagement, diaspora reach and digital distribution at scale.

Access Qualified Property Buyers

Reach users actively purchasing, financing or building property across Zimbabwe and the diaspora market.

Engage Buyers Earlier

Position insurance products during property search, reservation, financing and construction stages.

Reach Diaspora Investors

Connect with diaspora property buyers seeking trusted protection for investments back home.

Digital Distribution at Scale

Leverage Okava's digital infrastructure to expand reach without traditional branch limitations.

Partnering with Okava let us offer home and construction cover at the exact moment buyers needed it. Embedding into the property journey gave diaspora investors the confidence to protect their builds from day one.

Zimre Cover

Verified insurance partner · Harare, Zimbabwe

Insurance partnership
Zimre Cover

Built for Modern Insurance Distribution

Distribute cover where buyers already are — embedded across the property journey.

Integrated Buyer Journey

Offer insurance products directly within the property purchase process.

Mortgage & Property Ecosystem Access

Reach users engaging with:

  • Developers
  • Mortgage providers
  • Conveyancing workflows
  • Property reservations
  • Construction tracking

Verified Buyer Data

Access structured buyer and property information to support better lead qualification and underwriting readiness.

Digital Lead Generation

Receive qualified buyer enquiries through integrated insurance opportunities across the platform.

Construction & Property Risk Opportunities

Provide products for:

  • Buildings under construction
  • Completed homes
  • Property contents
  • Mortgage protection
  • Investment property cover

Brand Visibility

Position your brand alongside trusted developers, lenders and legal partners within the Okava ecosystem.

The Property Market Creates Long-Term Insurance Customers

Every property transaction creates multiple insurance opportunities.

Construction insurance
Home insurance
Mortgage protection
Asset cover
Landlord insurance
Diaspora property protection

Okava enables insurers to participate earlier in the customer lifecycle while building stronger long-term client relationships.

  • Access qualified property buyers
  • Reach diaspora homeowners and investors
  • Offer home and construction insurance products
  • Integrate directly into the buyer journey
  • Build long-term customer relationships
  • Embed cover into the buyer journey

A Growing Diaspora Investment Opportunity

Millions of Africans living abroad continue investing in property back home — but diaspora buyers often face real barriers to cover.

Okava helps insurers bridge this gap through a trusted digital engagement platform designed specifically for remote property ownership and investment.

  • Limited trusted insurance options
  • Difficulty managing policies remotely
  • Unclear property risk visibility
  • Fragmented service providers

How Insurance Partnerships Work

Four steps from onboarding to generating qualified opportunities on Okava.

  1. 1

    Join the Okava Ecosystem

    Insurance providers are onboarded as verified platform partners.

  2. 2

    Product & Workflow Integration

    Integrate insurance products and lead workflows into relevant property journeys.

  3. 3

    Reach Active Buyers

    Engage users purchasing, reserving, financing or constructing property.

  4. 4

    Generate Qualified Opportunities

    Receive relevant buyer and property leads within a structured digital ecosystem.

Insurance Opportunities Across the Buyer Journey

From construction to completion — relevant cover at every stage.

During Construction

Offer:

  • Contractor all-risk cover
  • Construction insurance
  • Material protection
  • Site risk cover

During Mortgage Approval

Offer:

  • Mortgage protection
  • Homeowner insurance
  • Life cover linked to financing

After Property Completion

Offer:

  • Home insurance
  • Contents cover
  • Property investment protection
  • Rental property insurance

The Future of Insurance Distribution Is Embedded

Traditional insurance acquisition is expensive, fragmented and reactive.

Okava enables insurers to become part of a high-intent property ecosystem where insurance becomes a natural part of the transaction journey. This creates:

Better timing
Better customer acquisition
Better retention opportunities
Lower acquisition friction
Stronger ecosystem positioning

Partnership Opportunities

Insurance providers may participate through a range of partnership structures.

Lead generation partnerships
Embedded insurance offerings
Referral integrations
Mortgage-linked insurance products
Construction protection products
Co-branded buyer experiences
Strategic ecosystem partnerships

Custom partnership structures are available based on product type and integration requirements.

Simple Insurance Partner Pricing

Transparent, performance-aligned pricing designed to support partner growth.

Partner Onboarding

US$500

One-Time Fee

One-time onboarding, verification and integration setup.

Lead Fee

US$250

Per Qualified Lead

Pay only for qualified buyer leads delivered through the platform.

Success Fee

10%

Per Policy Sold

Commission on each policy sold through an Okava lead.

Build your home. From Anywhere.

Protect property journeys through trusted insurance partnerships with Okava.

Partner With Okava