Cookie Policy.

This Cookie Policy (“Policy”) explains how Okava uses cookies, pixels, tags, SDKs, analytics tools, and similar technologies (“Cookies”) when you access or use the Okava platform, including our websites, mobile applications, services, communications, and related technologies (“Platform”).

This Policy should be read together with the Okava Privacy Policy and any other applicable legal notices.

By continuing to use the Platform, you acknowledge that Cookies may be used in accordance with this Policy where permitted by applicable law.

Okava is a global property technology and transaction facilitation platform operated through locally licensed operating entities in various jurisdictions.

The Okava platform, software systems, workflows, dashboards, verification systems, construction tracking systems, transaction coordination systems, intellectual property, and related technologies are owned and managed by:

In various jurisdictions, Okava may operate through locally incorporated subsidiaries, affiliates, franchisees, licensed operators, strategic partners, or authorised representatives registered under applicable local laws and regulations.

Such local operating entities operate under a technology and intellectual property licence from Okava Technologies Limited.

References in this Policy to “Okava”, “we”, “us”, or “our” include Okava Technologies Limited together with any applicable local operating entity responsible for providing services within the relevant jurisdiction.

Cookies are small text files or similar technologies stored on your browser, device, or application when you visit or use a website or mobile application.

Cookies help platforms:

• Function properly;
• Recognise devices and users;
• Store preferences;
• Improve performance;
• Analyse usage;
• Personalise content;
• Deliver marketing and advertising.

Similar technologies may include:

• Pixels;
• Web beacons;
• SDKs;
• Device identifiers;
• Local storage technologies;
• Analytics tags.

For simplicity, all such technologies are referred to in this Policy as “Cookies”.

4.1 Essential Cookies

These Cookies are necessary for the operation of the Platform and may include functionality such as:

• User authentication;
• Security;
• Session management;
• Fraud prevention;
• Account access;
• Load balancing.

Without these Cookies, certain Platform features may not function properly.

4.2 Performance & Analytics Cookies

These Cookies help us understand how users interact with the Platform, including:

• Pages visited;
• Time spent on pages;
• Navigation behaviour;
• Error reporting;
• Feature usage;
• Performance monitoring.

These Cookies help improve Platform functionality and user experience.

Analytics providers may include:

• Google Analytics;
• Firebase Analytics;
• Mixpanel;
• Similar analytics tools.

4.3 Functional Cookies

These Cookies allow the Platform to remember:

• User preferences;
• Language settings;
• Region selections;
• Login details;
• Personalised settings.

These Cookies improve user convenience and functionality.

4.4 Advertising & Marketing Cookies

These Cookies may be used to:

• Deliver personalised advertising;
• Measure advertising effectiveness;
• Track marketing campaign performance;
• Retarget users across websites or platforms;
• Deliver relevant property or mortgage promotions.

Advertising technologies may include services provided by:

• Google;
• Meta;
• TikTok;
• LinkedIn;
• Other advertising networks and platforms.

4.5 Third-Party Cookies

Certain third-party providers integrated into the Platform may place Cookies or similar technologies on user devices.

Such third parties may include:

• Payment providers;
• Analytics providers;
• Mortgage providers;
• Insurance providers;
• Mapping providers;
• Video hosting providers;
• Customer support tools;
• Advertising networks.

Third-party Cookies are governed by the respective third party’s privacy and cookie policies.

We may use Cookies to:

• Operate and secure the Platform;
• Authenticate users;
• Prevent fraud and abuse;
• Improve Platform performance;
• Analyse user behaviour;
• Personalise content;
• Remember preferences;
• Deliver marketing and advertising;
• Improve customer experience;
• Measure campaign effectiveness;
• Support mortgage and property workflows.

Our mobile applications may use:

• SDKs;
• Device identifiers;
• Push notification technologies;
• App analytics tools;
• Mobile advertising identifiers.

These technologies may perform functions similar to Cookies.

Where required by applicable law:

• Users may be presented with a cookie consent banner or preferences tool;
• Users may accept or reject non-essential Cookies;
• Consent preferences may be modified later through browser or Platform settings where available.

Certain essential Cookies may remain active because they are necessary for Platform functionality.

Users may manage or disable Cookies through:

• Browser settings;
• Mobile device settings;
• Cookie preference tools where available.

Disabling certain Cookies may affect Platform functionality or user experience.

Browser management information may be available through:

• Google Chrome;
• Safari;
• Firefox;
• Microsoft Edge;
• Opera;
• Mobile operating system settings.

Cookie retention periods may vary depending on:

• Cookie purpose;
• Browser settings;
• Platform functionality;
• Legal or regulatory requirements.

Some Cookies may expire automatically after sessions end, while others may persist until deleted or expired.

Some browsers or devices may transmit “Do Not Track” signals.

Because there is currently no universally accepted standard for responding to such signals, the Platform may not respond consistently to all Do Not Track requests unless required by applicable law.

The Platform may be accessed internationally.

Cookie-related information may be processed or stored across multiple jurisdictions, including jurisdictions with different privacy and data protection laws.

By using the Platform, users acknowledge that such cross-border processing may occur where permitted by law.

Okava reserves the right to modify this Cookie Policy at any time.

Updated versions may be published on the Platform.

Continued use of the Platform after updates constitutes acceptance of the revised Policy.

For Cookie or privacy-related queries:

By using the Okava Platform, you acknowledge that:

• You have read and understood this Cookie Policy;
• Cookies and similar technologies may be used as described in this Policy;
• You consent to the use of Cookies where permitted by applicable law.