Okava

Mortgages

Diaspora mortgages, simplified.

Pre-qualify in two minutes, then let us match you with a lender that understands diaspora income. Escrow-protected and milestone-aware.

Pre-qualifyTalk to a specialist

How an Okava mortgage works

Five stages from application to drawdown. We sit alongside you at every step.

  1. 1

    Submitted

    You apply online with income, employment and the property you have in mind.

  2. 2

    Internal Review

    Our team validates documents and runs an affordability check before forwarding.

  3. 3

    Lender Matching

    We match you with diaspora-friendly lenders based on your profile, currency and target city.

  4. 4

    Bank Assessment

    The selected bank carries out its own credit and KYC checks and issues a decision.

  5. 5

    Approved / Declined

    On approval, we walk you through offer terms, escrow setup and onward purchase.

What we capture during application

Mortgage applications on Okava capture three things — your income, your affordability, and your supporting documents — so the lender can issue a real decision rather than a ballpark.

  • Income

    Salaried, self-employed or business income, in any major currency.

  • Affordability

    Debt-to-income ratio and a stress test against rate movements.

  • Documents

    Uploaded once into Okava — re-used across lenders, never re-keyed.

Document checklist

Have these ready before you start. Anything missing can be uploaded later — your application won't be discarded.

  • Passport (bio page)
  • Proof of address (utility bill, < 3 months)
  • Three latest payslips OR audited financials (self-employed)
  • Three months of bank statements
  • Employment letter / contract
  • Property listing reference from Okava

Lending partners

We work with diaspora-friendly banks and building societies across Zimbabwe.

Partners shown are indicative — final lender depends on your matching.

Stanbic Bank

Mortgages from USD 25k

FBC Building Society

Diaspora deposit programmes

CABS Building Society

Up to 80% loan-to-value

ZB Bank

Construction-linked finance

Mortgage FAQs

The questions diaspora buyers ask before applying.

2-minute pre-qualification

Find out what you can borrow

Pre-qualify online without any impact on your credit score.

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Diaspora Mortgages · Okava