Okava

Mortgages

Find the right mortgage

Compare home loan options, estimate repayments and get guidance to finance your property with confidence.

How an Okava mortgage works

Five stages from application to drawdown. We sit alongside you at every step.

  1. Submitted

    1

    You apply online with income, employment and the property you have in mind.

  2. Internal Review

    2

    Our team validates documents and runs an affordability check before forwarding.

  3. Lender Matching

    3

    We match you with diaspora-friendly lenders based on your profile, currency and target city.

  4. Bank Assessment

    4

    The selected bank carries out its own credit and KYC checks and issues a decision.

  5. Approved / Declined

    5

    On approval, we walk you through offer terms, escrow setup and onward purchase.

What we capture during application

Mortgage applications on Okava capture three things your income, your affordability, and your supporting documents so the lender can issue a real decision rather than a ballpark.

  • Income

    Salaried, self-employed or business income, in any major currency.

  • Affordability

    Debt-to-income ratio and a stress test against rate movements.

  • Documents

    Uploaded once into Okava re-used across lenders, never re-keyed.

Document checklist

Have these ready before you start. Anything missing can be uploaded later your application won't be discarded.

  • Passport (bio page)
  • Proof of address (utility bill, < 3 months)
  • Three latest payslips OR audited financials (self-employed)
  • Three months of bank statements
  • Employment letter / contract
  • Property listing reference from Okava

Lending partners

We work with diaspora-friendly banks and building societies across Zimbabwe.

Partners shown are indicative final lender depends on your matching.

Stanbic Bank

Mortgages from USD 25k

FBC Building Society

Diaspora deposit programmes

CABS Building Society

Up to 80% loan-to-value

ZB Bank

Construction-linked finance

Mortgage FAQs

The questions diaspora buyers ask before applying.

2-minute pre-qualification

Find out what you can borrow

Pre-qualify online without any impact on your credit score.

Start pre-qualification